Electronic Delivery of Communications

This policy describes how TandP delivers communications to you electronically. We may amend this policy at any time by posting a revised version on our website. The revised version will be effective at the time we post it. Last Updated Date: August 27, 2018

You agree and consent to receive electronically all communications, agreements, documents, notices and disclosures (collectively, "Communications") that we provide in connection with your e-Wallet account and your use of our services (together, the “Services”). Communications include:

agreements and policies you agree to (e.g., the TandP Account Agreement and the TandP Privacy Policy), including updates to these agreements or policies;
transaction receipts or confirmations;
Account statements and history;
federal and state tax statements we are required to make available to you; and
any other Account or transaction information.

Hardware and software requirements

In order to access and retain electronic Communications, you will need the following computer hardware and software:

a computer with an Internet connection;
a current web browser that includes 128-bit encryption (e.g. Internet Explorer version 8.0 and above, Firefox version 21.0 and above, Chrome version 3.0 and above, or Safari 6.0 and above) with cookies enabled;
Adobe Acrobat Reader version 8.0 and above to open documents in .pdf format;
a valid email address (your primary email address on file with TandP); and
sufficient storage space to save past Communications or an installed printer to print them.

We will notify you if there are any material changes to the hardware or software needed to receive electronic Communications from TandP. By giving your consent you are confirming that you have access to the necessary equipment and are able to receive, open, and print or download a copy of any Communications for your records. You may print or save a copy of these Communications for your records as they may not be accessible online at a later date.

How to withdraw your consent

You may withdraw your consent to receive Communications electronically by writing to us at "TandP, LLC, 1645 S River Road, Des Plaines, Illinois 60018", or by contacting us via the "Contact Information" link at the bottom of home page of the TandP website. If you fail to provide or if you withdraw your consent to receive Communications electronically, TandP reserves the right to either deny your application for an Account, restrict or deactivate your Account, close your Account, or charge you additional fees for paper copies.

Requesting paper copies of electronic Communications

If, after you consent to receive Communications electronically, you would like a paper copy of a Communication we previously sent you, you may request a copy within 180 days of the date we provided the Communication to you by contacting us as described above. We will send your paper copy to you by U.S. mail. In order for us to send you paper copies, you must have a current street address on file as your “Home” address in your TandP profile. If you request paper copies, you understand and agree that TandP may charge you a Records Request Fee for each Communication.

Updating your contact information

It is your responsibility to keep your primary email address up to date so that TandP can communicate with you electronically. You understand and agree that if TandP sends you an electronic Communication but you do not receive it because your primary email address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, TandP will be deemed to have provided the Communication to you.

Please note that if you use a spam filter that blocks or re-routes emails from senders not listed in your email address book, you must add TandP to your email address book so that you will be able to receive the Communications we send to you.

You can update your primary email address or street address at any time by logging into the TandP website, going to "My Account", and selecting the "Profile" tab. If your email address becomes invalid such that electronic Communications sent to you by TandP are returned, TandP may deem your Account to be inactive, and you will not be able to transact any activity using your TandP Account until we receive a valid, working primary email address from you.

Banking services provided by Patriot Bank, N.A., Member FDIC. The TandP Z-Card™ and TandP Z-Wallet® are issued by Patriot Bank, N.A. pursuant to a license from MasterCard U.S.A., Inc. and may be used everywhere a MasterCard debit or credit cards is accepted. By clicking on some of the links above, you will leave the TandP™ website and be directed to a third-party website. The privacy practices of those third parties may differ from those of TandP. We recommend you review the privacy statements of those third-party websites, as TandP™ is not responsible for those third parties’ privacy or security practices. *If you are not 100% satisfied with TandP™ premium service, you may e-mail support@tandpllc.com to cancel your membership within 90 days of purchase for a full refund. After 90 days, you may not request a full money back refund, but you may cancel at any time and you will be charged for the month of your cancellation. ©2024 TandP, LLC. All Rights Reserved.
Patriot Bank logo Member FDIC Mastercard Logo